:root{--navy:#0B1F35;--teal:#008489;--blue:#1F4E79;--gold:#FFB84D;--offwhite:#F7FAFC;--charcoal:#141E28;--grey:#5B6871;--line:#D9E2F3;--white:#fff;--shadow:0 24px 60px rgba(11,31,53,.12);--radius:22px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Aptos,Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--charcoal);background:var(--white);line-height:1.6}a{color:inherit;text-decoration:none}img,svg{max-width:100%;display:block}.container{width:min(1120px,calc(100% - 40px));margin:0 auto}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(18px);border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;justify-content:space-between;height:76px}.brand{display:flex;align-items:center;gap:10px;font-weight:800;color:var(--navy);font-size:1.15rem}.brand-icon{width:42px;height:42px;flex:0 0 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1fr;gap:60px;align-items:start}.rich-text{color:var(--grey);font-size:1.08rem}.section-heading{text-align:center;max-width:760px;margin:0 auto 46px}.section-heading p:not(.eyebrow){color:var(--grey);font-size:1.08rem}.cards{display:grid;gap:24px}.cards.three{grid-template-columns:repeat(3,1fr)}.card{position:relative;background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:0 16px 40px rgba(11,31,53,.07);overflow:hidden}.card-accent{position:absolute;left:0;top:0;height:6px;width:100%;background:var(--teal)}.card-accent.blue{background:var(--blue)}.card-accent.gold{background:var(--gold)}.card p{color:var(--grey)}.card ul{padding-left:20px;margin-bottom:0;color:var(--charcoal)}.section-navy{background:var(--navy);color:var(--white)}.inverted h2,.inverted p{color:var(--white)!important}.process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.process-step{border:1px solid 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